Get a nice, chunky isa

If you put up to £20,000 into a stocks and shares ISA by the end of the 2020/21 tax year – which ends on Monday, 5 April 2021 – any gains you make are free from UK capital gains and income tax. 

 

how to set one up

 

You have until 5pm on Thursday, 1 April to put money into your Coutts ISA and benefit from the 2020/21 ISA allowance.

 

Tax reliefs referred to are those applying under current legislation which may change. The availability and value of any tax reliefs will depend on your individual circumstances.

 

Get a nice, chunky isa

If you put up to £20,000 into a stocks and shares ISA by the end of the 2020/21 tax year – which ends on Monday, 5 April 2021 – any gains you make are free from UK capital gains and income tax. 

 

how to set one up

 

You have until 5pm on Thursday, 1 April to put money into your Coutts ISA and benefit from the 2020/21 ISA allowance.

 

Tax reliefs referred to are those applying under current legislation which may change. The availability and value of any tax reliefs will depend on your individual circumstances.

TAX BENEFITS AND GROWTH POTENTIAL

If you’ve given investing careful consideration and feel ready, the question isn’t ‘should you get a stocks and shares ISA?’, it’s ‘why don’t you have one already?’. The tax benefits and potential for growth could make it worthwhile.

HARD-WORKING SAVINGS

You don’t just want your savings to sit still on the side lines for years, do you? A stocks and shares ISA could be one of the best ways to see your spare cash build to a hefty sum over time.

QUICK AND EASY

An ISA is really simple to set up at Coutts. You don’t need to slog through a plethora of forms and spend hours sorting it out. It just involves making a few decisions and clicking a few links. Find out more.

The value of investments, and the income from them, can go down as well as up, and you may not recover the amount of your original investment.

 

How your wealth could grow

Investing in a stocks and shares ISA could potentially see your wealth grow considerably over time. Choose a holding period below and see.

Over a five year period, you could accumulate £100,000, which could grow to between £106,162 and £126,719 before fees with investment returns, depending on how your funds perform.

 

Potential returns when using your ISA allowance for 5 years in a stocks and shares ISA

 

Annualised returns: Stocks and Shares ISA

Over a 10 year period, you could accumulate £200,000, which could grow to between £223,374 and £312,910 before fees with investment returns, depending on how your funds perform.

 

Potential returns when using your ISA allowance for 10 years in a stocks and shares ISA

 

Annualised returns: Stocks and Shares ISA

Over a 15 year period, you could accumulate £300,000, which could grow to between £352,786 and £586,486 before fees with investment returns, depending on how your funds perform.

 

Potential returns when using your ISA allowance for 15 years in a stocks and shares ISA

 

Annualised returns: Stocks and Shares ISA

Over a 20 year period, you could accumulate £400,000, which could grow to between £495,666 and £988,458 before fees with investment returns, depending on how your funds perform.

 

Potential returns when using your ISA allowance for 20 years in a stocks and shares ISA

 

Annualised returns: Stocks and Shares ISA

Over a 25 year period, you could accumulate £500,000, which could grow to between £653,418 and £1,579,088 before fees with investment returns, depending on how your funds perform.

 

Potential returns when using your ISA allowance for 25 years in a stocks and shares ISA

 

Annualised returns: Stocks and Shares ISA

Over a 30 year period, you could accumulate £600,000, which could grow to between £827,589 and £2,446,917 before fees with investment returns, depending on how your funds perform.

 

Potential returns when using your ISA allowance for 30 years in a stocks and shares ISA

 

Annualised returns: Stocks and Shares ISA

Source: Coutts & Co 2021

For illustrative purposes only. This is an example only and does not represent a typical or likely outcome.

Assumptions made are that the growth rates used are not representative of any investment instrument and that it does not change during the term of the investment shown. This is an unlikely outcome as the value of investments can go down as well as up and you may get back less than you invest. The terms used are to demonstrate the medium to long-term nature of investing. This example does not take into account commission, fees or charges which will reduce the returns shown above. It is assumed £20,000 is invested each year and no additional investments or withdrawals have been made during the term.

The tax treatment of the investment is that applying under current legislation and can change. The availability and value of any tax reliefs will depend on your individual circumstances.

Ready to begin?

We’re really not just saying this, it is very quick and easy to set up a stocks and shares ISA through Coutts Invest – our online platform for clients.

Why not see for yourself? You can do it in three easy steps.

 

 

log in and explore your options

Use Coutts Invest for a general investment, ISA or pension. You can set it up from scratch or easily transfer an existing arrangement.

 

decide how much and which fund

Start investing from as little as £500. From there, you can top-up regularly or from time-to-time – or both (£50 minimum). We’ll help you work out which fund works best for you. 

 

sit back and relax

Our team of experts do the investing bit for you – so you can leave the rest to us. Log back in any time to check how your investment is doing.

start a stocks and shares isa online

Ready to begin?

We’re really not just saying this, it is very quick and easy to set up a stocks and shares ISA through Coutts Invest – our online platform for clients.

Why not see for yourself? You can do it in just three easy steps.

 

 

log in and explore your options

Use Coutts Invest for a general investment, ISA or pension. You can set it up from scratch or easily transfer an existing arrangement.

***

 

 

decide how much and which fund

Start investing from as little as £500. From there, you can top-up regularly or from time to time – or both (£50 minimum). We’ll help you work out which fund works best for you. 

***

 

 

sit back and relax

Our team of experts do the investing bit for you – so you can leave the rest to us. Log back in any time to check how your investment is doing.

start a stocks and shares isa online

Coutts Invest is available to clients who are UK resident and domiciled for tax purposes, aged 18 or over, use Coutts Online and have a minimum of five years to invest.

If you’re over 74, or are UK resident but non-domiciled for tax purposes, speak to your private banker who can organise access for you.

Fees and charges apply.

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Five reasons to get an ISA

A stocks and shares ISA could be a great way to grow your wealth over time – here’s why. Try our ISA calculator to see how your wealth could grow.
A stocks and shares ISA could be a great way to grow your wealth over time – here’s why. Try our ISA calculator to see how your wealth could grow.
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