SIMPLE,
SOUND ADVICE


Ready to be pleasantly surprised? Financial planning with Kegs doesn't have to take long or be complicated – and we've simplified our fees. 

Eligibility criteria apply

Kegs works with private clients over 18 who borrow or invest more than £1m with us. The initial consultation is free, but advice and product fees may apply if you decide to progress your financial plan.
 

Simple, sound financial advice

Ready to be pleasantly surprised? Financial planning with Kegs doesn't have to take long or be complicated – and we've simplified our fees. It's a topic fraught with myths and misconceptions, but here you'll find the facts.

*Eligibility criteria apply
Kegs works with private clients over 18 who borrow or invest more than £1m with us. The initial consultation is free, but advice and product fees may apply if you decide to progress your financial plan.

Don't know where to start? We do

There are fewer regrets in life when you and your loved ones have financial peace of mind – and we can help you plan before it’s too late, all for a simple, one-off advice fee. Let us sort out these three basics for you to get you started.

1. Write or update your will

A well thought-out, up-to-date will is the only way to ensure your money goes where you want after you die.

Your wealth is important to you. You almost certainly want to control what happens to it and who benefits when you’re gone. But without an up-to-date will, it may not go the way you want it to.

Our estate planning team provides a bespoke will writing service that covers the whole process.

1. Write or update your will

A well thought-out, up-to-date will is the only way to ensure your money goes where you want after you die.

Your wealth is important to you. You almost certainly want to control what happens to it and who benefits when you’re gone. But without an up-to-date will, it may not go the way you want it to.

Our estate planning team provides a bespoke will writing service that covers the whole process.

 

2. Sort your pension

Pensions can seem byzantine and scary. But they’re one of the best ways to invest for your retirement.

If you’ve got a host of different work-based or personal pensions, it could be worth bringing them together. Even if you don’t think you’ll need extra support when you’re older, it’s still worth making the most of your pension allowance.

Our specialists can come up with a pension plan now that helps set you up for the future.

2. Sort your pension

Pensions can seem byzantine and scary. But they’re one of the best ways to invest for your retirement.

If you’ve got a host of different work-based or personal pensions, it could be worth bringing them together. Even if you don’t think you’ll need extra support when you’re older, it’s still worth making the most of your pension allowance.

Our specialists can come up with a pension plan now that helps set you up for the future.

 

3. Protect your wealth

You insure your house, your car and your prized possessions. Why wouldn’t you insure the income that makes it all possible?

Protecting your income can be a very powerful way to achieve true peace of mind for you and your loved ones.

The likes of life assurance, income protection and critical illness cover could keep vital funds coming in should the unexpected happen – alleviating the pressure at a difficult time.

Advice and product fees may apply. The value of investments, and the income from them, can go down as well as up, and you may not recover the amount of your original investment.

What next?

With the basics done, there are ways to take your wealth even further – for yourself, your loved ones and future generations. We think they’re well worth considering straight away, because every day you delay could mean missing out.

4. think about investing

 

An expertly managed, well-diversified portfolio or fund could help your wealth flourish over the long term.

Crucially, it could also keep the value of your money ahead of rising prices.

There are risks, and it may be something you’re nervous about taking on. But we think it warrants careful consideration.

 

4. think about investing

 

An expertly managed, well-diversified portfolio or fund could help your wealth flourish over the long term.

Crucially, it could also keep the value of your money ahead of rising prices.

There are risks, and it may be something you’re nervous about taking on. But we think it warrants careful consideration.

 

5.  set up an isa

 

ISAs are straightforward to set up and could be highly efficient in growing your wealth over time.

You can invest a certain amount each year and the returns are free from UK tax on interest, dividends and capital gains. Alternatively, you could set up a cash ISA.

You can set one up on our digital platform Coutts Invest in minutes, or speak to us about a cash ISA.

 

5.  set up an isa

 

ISAs are straightforward to set up and could be highly efficient in growing your wealth over time.

You can invest a certain amount each year and the returns are free from UK tax on interest, dividends and capital gains. Alternatively, you could set up a cash ISA.

You can set one up on our digital platform Coutts Invest in minutes, or speak to us about a cash ISA.

 

6. understand inheritance

 

You no doubt want your loved ones to inherit as much of your wealth as possible when you die.

Our experts can help you properly understand inheritance, including inheritance tax, and plan for it.

They can cover the options available to you – from giving gifts to setting up trusts – so you can make informed decisions.

Advice fees apply. The value of investments, and the income from them, can go down as well as up, and you may not recover the amount of your original investment.

Tax reliefs referred to are those applying under current legislation which may change. The availability and value of any tax reliefs will depend on your individual circumstances.

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