Coutts multi-asset funds

CMAF funds aim to deliver attractive long-term returns by investing in asset classes such as cash, bonds, equities, commodities and property. They offer a range of UK and global multi-asset investment options to meet your individual wealth objectives. The USD-denominated global funds have the added flexibility of being available in sterling and euros.

The Coutts Multi-Asset Funds (CMAF) launched in November 2012. The funds started with £500 million initial investment and have grown to over £7.5 billion in assets under management as at 30 November 2021.

Find out more about the funds, their investment objectives and risk profiles below.

  • Why choose Coutts multi-asset funds?

    Coutts multi-asset funds offer you a simple route into a dynamic, diversified portfolio. Their benefits include:

    • Greater diversification: your funds are invested across a wide range of asset classes, including equities, bonds, commodities, property and cash – all managed in a single dynamic investment. A wider spread of holdings across the portfolio helps to spread your investment risk.
    • Peace of mind: investing has become increasingly complex in recent years, with huge fluctuations in market fortunes and rapid developments in the investment vehicles you can use to gain exposure to assets. Keeping track of investment trends can be a full-time job – we have a long tradition of managing multi-asset discretionary portfolios for our clients. Coutts multi-asset funds draw on our expertise and experience to make those decisions for you.
    • Added flexibility: the funds are available in both distributing and accumulating options to meet your needs. It's easy for us to set up facilities for you, such as regular contributions or withdrawals and annual use of ISA allowances. And daily dealing means that new monies are quickly invested.
    • Less paperwork: you have one investment in a portfolio rather than multiple holdings in a range of shares or bonds, which means less paperwork. Coutts multi-asset funds ensure the seamless management of dividend payments, sales and purchases, and tax reporting within the funds.
    • Tax treatment: the fund structure offers a simpler tax proposition to investors in a variety of tax jurisdictions.

  • Risk and what it means to you

    Coutts multi-asset funds have been designed to meet a variety of different risk profiles and objectives. Our risk rating process takes into account the level of investment risk inherent to each fund.

    So what does investment risk really mean?
    There are a number of complex ways that investment risk can be expressed, but the underlying principles are more straightforward:

    • Is there a risk to the capital value of the fund from fluctuations in market values?
    • Is the portfolio particularly exposed to an individual market or company? Or are the risks spread across companies, markets and asset classes?
    • Will changes in interest rates or exchange rates affect the value of the portfolio?
    • How closely will the portfolio track the benchmark?
    • What is the risk that the portfolio falls short of long-term return expectations?

    These are the sorts of questions that we ask when risk rating Coutts multi-asset funds. It may be that the best approach to managing your wealth will involve investments in more than one risk category.

    We want you to understand as much as possible about what these risks mean for your own investment decisions. If you have any questions about the risks associated with investing in Coutts multi-asset funds, please speak to your wealth manager or private banker.

    Please ensure that you read our Privacy Notice

  • EU Sustainable Finance Directive

    The EU Sustainable Finance Disclosure Regulations apply to Irish Fund Management Company ‘RBS Asset Management (Dublin) Limited’ and our Irish domiciled investment fund the ‘Equator ICAV’.
     

    Find out more here

 

The Funds and latest prices

Important information

The information, products and services referred to on this website are not directed at any person or entity in any jurisdiction or country outside those where these may lawfully be offered.

This website is a Financial Promotion for UK regulatory purposes.

The Coutts Multi Asset Funds are sub-funds of Equator ICAV, an open ended investment company with variable capital incorporated in Ireland and authorised by the Central Bank of Ireland pursuant to the European Communities Undertakings for Collective Investment in Transferable Securities Regulations, 2011 as amended, supplemented and consolidated from time to time.

This website is intended to provide a summary of certain features of the fund so you can consider if it might be of interest to you however, nothing on this website should be construed as a solicitation or offer, or recommendation, to buy or sell securities or any other investment or banking product, or to provide any investment advice or service. Nothing contained on this website constitutes investment, legal, tax or other advice and is not to be relied on in making an investment or other decision.

Before investing, you should review the fund’s prospectus, supplemental prospectus and key investor information document. Copies of these are available from your Wealth Manager or on this site.   In addition you should obtain relevant and specific professional advice before making any investment decision.

The value of investments and the income from them can go down as well as up and you may not recover the amount of your original investment. Where an investment involves exposure to a foreign currency, changes in rates of exchange may cause the value of the investment and the income from it to go up or down. Past performance and any projected returns should not be taken as a guide to future performance.

The information contained in this website is believed to be correct as at today’s date, but cannot be guaranteed. Opinions and projections constitute our judgment as at today’s date and are subject to change. To the extent permitted by law and regulation neither Coutts & Co nor any connected company accepts responsibility for any direct or indirect or consequential loss suffered by you or any other person as a result of your acting, or deciding not to act, in reliance upon the above.

Not all products and services offered by the individual Coutts companies are available in all jurisdictions and some products and services may be available only through particular Coutts companies. Certain aspects of the service may be performed through, or with the support of, different members of The NatWest Group, of which Coutts & Co is a member.